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The Professionals’ Retirement Strategy (The PRSPlan™)

With a professional retirement strategy, you can provide a discriminatory benefit plan to key employees without negatively impacting your company’s balance sheet.


The PRSPlan™ maximizes tax-free retirement income by accumulating capital in an asset class that enjoys the upside of the market’s potential with very limited principal risk. Not only does it keep key employees and next generation family members at your company, but it can also make your company more attractive to third-parties when it comes time to sell.

We design many tax qualified plans. Yet, recent issues like growing administrative costs, discriminatory testing issues, and taxation at retirement have made these plans less attractive in many cases. However, the Professionals’ Retirement Strategy’s tax-advantaged approach makes wealth accumulation for retirement more economical for many businesses.

Executives talking | Higginbotham Financial

We customize every PRSPlan™ to meet your unique retirement savings goals and business exit strategy needs.